Car Insurance
Shop around for convertible insurance, motorists urged
Thu, 20 Oct 2005
With more and more drivers opting to drive convertible motors, car insurance can prove a costly cloud over an otherwise open-topped and sunny horizon.
Convertibles present an attractive target for thieves because they are generally more expensive and easier to break into then other cars, which can result in an increase in insurance costs.
Leading insurance intermediary for young drivers and high performance vehicles, Hyperformance, says that insuring convertible vehicles need not make insurance costs unduly expensive.
Hyperformance spokesman Steve McPherson, recommended contacting a broker or intermediary that specialises in non-standard risks in order to benefit from the best deal possible.
Additionally, the vehicle owner should usually be able to negociate further discounts based on such factors as where the vehicle is kept over night and what kind of security systems are installed.
"Owners will always have to pay a bit more to insure their convertibles but it can pay dividends to talk with your broker to try to identify special conditions that may encourage a lower premium," said Mr McPherson.
"Taking the time to find out the facts could save you money and will still leave you smiling even when the weather changes," he added.
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